VendPay

Everyday Payments, On-Chain

VendPay is the payment layer of the Vend ecosystem — the bridge between the physical world of autonomous machines and the digital world of programmable money.

It allows anyone to top up with fiat, spend instantly across unmanned venues, and earn stablecoin rewards for their everyday transactions — all powered by USDv, Vend’s fully-backed synthetic dollar.

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How It Works

• Seamless Onboarding

  Users can top up their Vend account through kiosks, mobile apps, or integrated payment gateways using cash, card, or bank transfer. The deposited value is instantly converted into USDv, a stable, on-chain representation of real fiat liquidity.

• Instant, Programmable Payments

  USDv can be spent across any Vend-connected autonomous machine — from laundromats and vending kiosks to ATMs and lockers — with transactions settling in real time. No waiting periods, no bank hops, no intermediaries.

  Each transaction is recorded transparently on-chain, providing a unified ledger of spend activity across the entire network of unmanned businesses.

• Stability by Design

  USDv is a fully-backed synthetic dollar, collateralized 1:1 with underlying stable assets. It is low-risk, transparent, and instantly redeemable, allowing users and operators to move seamlessly between cash and crypto without volatility.

• Cashback Instead of Passive Yield

  USDv itself does not accrue yield — instead, active users are rewarded for real usage. Every transaction through VendPay generates cashbacks in USDv, encouraging spending across autonomous services and keeping liquidity circulating within the ecosystem.

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Why It Matters

Traditional payment systems are fragmented — they rely on slow settlements, high fees, and isolated loyalty schemes. VendPay replaces these with an interoperable payment layer where fiat, stablecoins, and real-world spending converge.

By embedding vndUSD into every machine and every transaction, payments become programmable, settlements become instant, and spending becomes participatory — turning each tap or wash cycle into an on-chain event that fuels growth for both operators and users.

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The Foundation of the Flywheel

VendPay is where the Vend ecosystem begins.

Every top-up feeds liquidity into VendEarn, and every payment generates rewards that flow through VendLoyalty.

Together, they form a self-reinforcing cycle of spend → earn → grow, connecting the world’s most reliable cashflows — the “boring” ones — to the open, transparent rails of decentralized finance.